Since it first appeared over thirty years ago, the ATM (automated teller machine) has become a convenient method to access cash. The ATM allows people to withdraw and deposit money from their accounts any hour of the day or night, any day of the year. In fact some people say ATM stands for “any time money.” Millions of people use their ATM cards every day. Reports say that over 200 million cards are currently used in the U.S. ATMs are found in many places. A common location is outside of banks. They can also be found in airports, grocery stores, shopping malls, and gas stations.
To use the machine, you must have an ATM card for your bank or a credit card. (Some, but not all, credit cards work in ATMs.) The machine allows you to withdraw money from your bank account or charge against your card. You should be aware of any fees that may be charged to you for using your card. Check your card’s rules before using it. Some credit card companies start charging interest on the money you withdraw right away.
After inserting the ATM card into the machine, you will be asked for your PIN (personal identification number). When you first receive your ATM card, you will select your own PIN. You should choose a number that is easy to remember, but not too easy for someone else to figure out. For example, your birth date is not a good choice. Do not write your PIN on your ATM card, and do not tell it to anyone.
After you type in your PIN, you will be asked about the kind of transaction you are requesting. You can choose to withdraw money, deposit money, or find out information about your account balance. You will then be asked what type of account you would like to access. The most common accounts are checking, savings, and money market accounts. If you make a withdrawal, you will get a receipt and your cash. If you make a deposit, you will need to put the cash to be deposited in an envelope and put it in the deposit slot. You will then get a receipt. Keep your receipts and compare them with your monthly statements. Remember to record your deposits and withdrawals. When you are finished using the ATM, don’t forget to take your card! The machine will beep to remind you. If you forget your card or lose it, contact your bank right away.
برای دسترسی به دروس بیشتر به لینک زیر مراجعه کنید.
لینک های مرتبط
Heart disease is one of the commonest causes of death.
مریضی قلب یکی از رایج ترین عوامل مرگ است.
ATM is only good to withdraw money, but it is risky to deposit money.
All the companies charge the customers with extra fee if they withdraw right away.
Birth date and easy numbers are good for PIN number because they are easy to remember.
For every transaction you need to enter your PIN number again.
با استفاده از ماژیک فسفری می توانید کلمات و بخش های مهم را برای خود علامت گذاری نمایید و هنگام پاسخ به آزمون از آنها استفاده کنید. برای از بین بردن بخش های رنگی دوباره روی آن کلیک نمایید.
هر تعدادی که دوست دارید دفترچه یادداشت ایجاد کنید و نکات مهم را در آن بنویسید.
برای استفاده از دفترچه یادداشت بر روی قسمتی از درس یا آزمون که می خواهید در آنجا نکته ی مهمی را قرار دهید کلیک نمایید.سپس در آن قسمت یک دفترچه یادداشت جدید ایجاد میشود و با کلیک بر روی آن می توانید بازش کنید و نکته های مهم را بنویسید.